As a Realtor, I am able to provide advice to the public about a wide range of topics. However, this topic is vital to any home owner and that is Home insurance.Some questions that home owners have asked me in the past:
1) When do you need additional insurance?
Answer: For items that are not covered in your usual coverage. Example, jewelry, furs, cash, bicycles, boats and motors.
2) What does a typical home insurance policy cover?
Answer: Fire, theft, vandalism
In addition, as for renting having insurance is important as well. However, the type that you require is called content insurance. Content insurance covers your personal belonging. The cost for content insurance can vary depending on the amount of coverage you have on your policy. For example for $1,000,000.00 policy it would cost approximate $30.00.
Furthermore, the landlord should have in place their own home insurance coverage as was previously mentioned.
For more information, best policy is to contact your insurance provider.
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All the best,
MyDaddyHomes
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